Chief Commercial Officer Vacancy at Accion Microfinance Bank

Chief Commercial Officer Vacancy at Accion Microfinance Bank
Chief Commercial Officer Vacancy at Accion Microfinance Bank
  • Full Time
  • Lagos
  • Applications have closed

Website Accion Microfinance Bank

Established in 2006, Accion Microfinance Bank Limited is registered with Corporate Affairs, Nigerian and licensed by the Central Bank of Nigeria.

Job Responsibilities
  • Build and maintain portfolio of quality clients rapidly and consistently to reach target portfolio within assigned period.
  • Liaise with community organizations, business associations, and individual entrepreneurs.
  • Identify potential clients.
  • Identify potential clients.
  • Sensitize potential clients on all aspects of the loan program: procedures to apply, the terms and conditions, the incentives for good performance, and penalties for late repayment and default.
  • Develop an accurate evaluation of each client?s capacity and willingness to repay the requested loan.
  • Develop an accurate evaluation of each client?s capacity and willingness to repay the requested loan.
  • Correctly complete loan application and evaluation process
  • Arrange and undertake business site visits
  • Arrange and undertake business site visits
  • Arrange and undertake business site visits
  • Verify and cross-check all information relevant to the loan application and evaluation.
  • Evaluate the willingness and capacity to repay of the client.
  • Ensure an appropriate guarantee is in place and documented.
  • Determine and present loan terms and conditions to credit committee.
  • Participate in credit committees providing input on other members? loan proposals.
  • Prepare and present own loan proposals to credit committee.
  • Develop relationship with each client to support the business success and cultivate loyalty.
  • Monitor client business progress to identify any potential problems.
  • Offer suggestions and referrals where appropriate and within company policy.
  • Demonstrate a concern and build client rapport.
  • Implement late repayment recovery procedures of Accion MfB.
  • Achieve and maintain targets on portfolio at risk and loan loss.
  • Emphasize the importance of on-time repayment with clients.
  • Monitor repayment reports daily and client behavior patterns.
  • Become knowledgeable and known in the assigned geographic zone.
  • Build rapport with community, business associations and leaders.
  • Be known and visible in the community.
  • Develop goodwill of community towards Accion MfB.
  • Provide support to peers and others within Accion MfB in uplifting its values and policies.
Qualification & Experiences
  • A minimum of HND or BSC in Business, Banking, Finance, Accounting, Economics, and/or related fields with numerate coursework.
Key Performance
  • Strong numerical and analytical skills, self-confidence, strong conceptual and presentation skills.
Required Knowledge
  • Understanding of the local area where they are working
  • Ability to speak and understand Hausa language.
  • Strong interpersonal skills.
  • Ability to develop strong financial analysis skills.
  • Ability to assess character of potential clients.
  • Computer literacy.
  • Independent worker; honest and of high integrity.
  • Experience in credit of financial service industry will be add advantage. 

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